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AI: An Amplifier of the Average and the Personal Accountability of Senior Managers.

Updated: Jan 1

AI is showing results across UK financial services but at what risk?


When it’s right, AI scales efficiency. When it’s wrong, it amplifies bias, magnifies loss and exposes boards to scrutiny.


Under the FCA senior leaders remain personally accountable for AI-related governance failures. AI isn’t just a technology issue, it’s a resilience and accountability issue.



Download the concise 4-page Executive Brief - AI: An Amplifier of the Average created to help boards and senior managers understand the triple threat driving AI risk:


 1️⃣ The statistical foundations of AI - built on averages, not exceptions.

 2️⃣ The human tendency to over-trust AI outputs - with no confidence indicators or certainty cues.

 3️⃣ The growing intensity of regulatory scrutiny from the FCA and PRA.


The brief also explores:

 • Why AI systems fail on the rare, critical cases where regulatory exposure lives.

 • The real incidents that show how bias and automation errors cascade.

 • The governance questions every executive should be asking.

 • Why action is needed now.



 
 
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